Entering the Indonesian payments market through acquisition means buying more than a licence: you buy a compliance history, a system architecture and the risks hidden inside both. We make sure what you buy is what you think you are buying.
We support strategic and financial investors alike: assessing the opportunity, designing an ownership structure aligned with Bank Indonesia requirements, and making sure the company's governance and systems are ready for a new owner.
The eligibility of shareholders and the ownership structure are of interest to Bank Indonesia — which is why we map them from the start.
PJP type (Bundling 1, 2, 3), business activity, size and your risk limits.
Identifying and approaching candidates without disclosing your identity early.
Licence status, shareholder structure, contracts, disputes and compliance obligations.
Finding security gaps and technical debt before you inherit them.
Designing the structure — including foreign investors — in line with Bank Indonesia rules.
Supporting the ownership-change approval, then post-acquisition compliance and security integration.
Regulations change. On every engagement we verify the latest rules before the structure is fixed.
Your objectives, criteria and risk limits.
A written scope; information protection for both sides.
Relevant targets and structured meetings.
Legal and technology review; transaction structure.
Support through the approval process until completion.
Keep it brief. We use this information only to contact you — no names are disclosed to anyone else.
Both are legitimate routes and depend on your goals. Acquisition gives you an operating company but also inherits its history and risks — which is why due diligence is central. We also support new licence applications where that is the better route.
Ownership and control requirements are set by Bank Indonesia and depend on the type of PJP and its shareholder structure. We verify the rules applicable to your case from the first consultation rather than quote a generic figure that could mislead.
We search for and approach targets confidentially against your criteria. There is no public list — and we never publish company names.
No. On any single transaction we act for one party only, under a written mandate.
It depends on the target's readiness, structural complexity and Bank Indonesia's approval process. We give a realistic estimate after the initial consultation, not a timeline we cannot stand behind.
Own a PJP company and thinking of selling? Seller page (Bahasa Indonesia)
